Your Guide to Navigating Open Enrollment

Posted September 26, 2019 by Nicolette Graves in Product Lab
Making health insurance plan selections doesn’t have to be confusing. Learn more about Justworks’ Open Enrollment Resource Center, a guide for making these tough decisions easier.

Justworks is leveling the playing field for small businesses, ensuring teams of all sizes get access to high-quality, affordable benefits usually only available to large corporations. Because you and your team deserve them, too.

But providing access to health insurance carriers and their plans is just one part of the equation. In fact, it’s the planning, picking, and ensuring that your plan choices actually provide the right coverage for your team’s needs that can often leave people feeling stumped.

Related Article: Health Insurance 101: Know the Basics

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Demystifying Open Enrollment

As we all know, health insurance (let alone healthcare in general) can be pretty difficult to navigate. The very nature of picking health insurance is different than most services, because people have to make decisions about what they may potentially need. Basically, it comes down to making your best guess.

Not to mention that while you’re weighing your options, you’re forced to brush up on industry jargon that most people rarely use. With language as a barrier, many people end up not understanding the full extent of what they have access to, how their options relate to their day to day, or how to actually use them.

At Justworks, we spent some time thinking about how we could make the experience of understanding and selecting health insurance plans more of a no-brainer.

The result is our Open Enrollment Resource Center, a health insurance resource hub filled with information to guide you through picking the right health insurance for your needs.

The idea is to help you become a more informed consumer through a better understanding of what you have available, and getting more clarity on your personal priorities and how your insurance options directly impact those priorities.

Who is This Resource Center for?

While we built this resource center with our customers in mind, you don’t have to be enrolled in the plans we offer access to in order to find it useful. We think it can help anyone discover how to think about the open enrollment process, and what questions to ask yourself and your carriers along the way.

If you identify with any of the questions or concerns below, this is the resource for you.

  • Help, this is my first time picking health insurance!
  • Will my spouse and/or dependents have access to coverage? If so, what kind?
  • Are my preferred providers covered?
  • What is “coinsurance”? Is that another word for “copay”?
  • I heard something about FSAs or HSAs being options that make my healthcare costs more affordable, where can I learn more?
  • My plan choice is heavily reliant on the prescription coverage; where do I find that?

We hope the information in the resource center helps you feel better informed and empowered to make the best choice for yourself and your family when it comes to health insurance plans.

This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.