Founded in 1868, MetLife is one of the largest insurance companies in the world and serves approximately 100 million customers.
MEET OUR PROVIDER

Founded in 1868, MetLife is one of the largest insurance companies in the world and serves approximately 100 million customers.

Long-term Disability insurance can help replace part of your monthly income in the event of prolonged illness or disability.
LONG-TERM DISABILITY

Long-term Disability insurance can help replace part of your monthly income in the event of prolonged illness or disability.

Justworks also offers <a href="https://justworks.com/std" target="_blank">short-term disability</a> and <a href="https://justworks.com/life" target="_blank">life insurance</a>. Sign up to make sure your employees get the best coverage.
OTHER ANCILLARY BENEFITS LTD

Justworks also offers short-term disability and life insurance. Sign up to make sure your employees get the best coverage.

Long-term Disability Benefits

Justworks currently partners with MetLife to offer long-term disability insurance (LTD). LTD insurance can help replace part of your team members' income in the event of prolonged illness or disability.

Justworks offers two types of LTD policies: Employer paid (noncontributory LTD) and employee paid (voluntary LTD). Employees can only have one type of policy. You can choose from a menu of options on the side.

Noncontributory LTD options There are two options for employer paid policies. If you offer one of these benefits, it will be automatically extended to all employees working 30+ hours per week.

Option 1:

  • Elimination period: 180 days
  • Coverage: 60% of monthly pre-disability earnings, up to $5,000 per month
  • Cost: $0.241 per $100 of covered payroll (max monthly cost of $20.08)

Option 2:

  • Elimination period: 180 days
  • Coverage: 60% of monthly pre-disability earnings, up to $10,000 per month
  • Cost: $0.337 per $100 of covered payroll (max monthly cost of $56.17)

Voluntary LTD option

Employees can opt-in to this coverage once at the time of hire. Only employees working 30+ hours per week are eligible to sign up for this benefit.

  • Elimination period: 180 days
  • Coverage: 50% of pre-disability earnings, up to $1000 per week
  • Cost: $0.26 per $100 of covered payroll (max monthly cost of $26.00)

To learn more, download our one sheeter on Long-term disability insurance check out our help content on ancillary benefits or reach out by emailing us at support@justworks.com or giving us a call at 1-888-534-1711.

Long-term Disability Benefits

Justworks currently partners with MetLife to offer long-term disability insurance (LTD). LTD insurance can help replace part of your team members' income in the event of prolonged illness or disability.

Justworks offers two types of LTD policies: Employer paid (noncontributory LTD) and employee paid (voluntary LTD). Employees can only have one type of policy. You can choose from a menu of options on the side.

Noncontributory LTD options There are two options for employer paid policies. If you offer one of these benefits, it will be automatically extended to all employees working 30+ hours per week.

Option 1:

  • Elimination period: 180 days
  • Coverage: 60% of monthly pre-disability earnings, up to $5,000 per month
  • Cost: $0.241 per $100 of covered payroll (max monthly cost of $20.08)

Option 2:

  • Elimination period: 180 days
  • Coverage: 60% of monthly pre-disability earnings, up to $10,000 per month
  • Cost: $0.337 per $100 of covered payroll (max monthly cost of $56.17)

Voluntary LTD option

Employees can opt-in to this coverage once at the time of hire. Only employees working 30+ hours per week are eligible to sign up for this benefit.

  • Elimination period: 180 days
  • Coverage: 50% of pre-disability earnings, up to $1000 per week
  • Cost: $0.26 per $100 of covered payroll (max monthly cost of $26.00)

To learn more, download our one sheeter on Long-term disability insurance check out our help content on ancillary benefits or reach out by emailing us at support@justworks.com or giving us a call at 1-888-534-1711.