Founded in 1868, MetLife is one of the largest insurance companies in the world and serves approximately 100 million customers.
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Founded in 1868, MetLife is one of the largest insurance companies in the world and serves approximately 100 million customers.

Short-term Disability insurance can help replace part of your weekly income in the event of illness or disability.
SHORT-TERM DISABILITY

Short-term Disability insurance can help replace part of your weekly income in the event of illness or disability.

Justworks also offers <a href="https://justworks.com/ltd" target="_blank">long-term disability and <a href="https://justworks.com/life" target="_blank">life insurance</a>. Sign up to make sure your employees get the best coverage.
OTHER ANCILLARY BENEFITS STD

Justworks also offers long-term disability and life insurance. Sign up to make sure your employees get the best coverage.

Short-term Disability Benefits

Justworks currently partners with MetLife to short-term disability insurance. Short-term disability insurance can help replace part of your team members' income in the event of illness or disability.

Justworks offers two types of STD policies: Employer paid (noncontributory STD) and employee paid (voluntary STD). Employees can only have one type of policy. You can choose from a menu of options on the side.

Noncontributory STD options

There are two options for employer paid policies. If you offer one of these benefits, it will be automatically extended to all employees working 30+ hours per week.

Option 1:

  • Waiting period: 7 days
  • Coverage: 50% of pre-disability earnings, up to $1000 per week
  • Cost: $0.20 per $10 of covered benefit (max monthly cost of $20.50)

Option 2:

  • Waiting period: 7 days
  • Coverage: 60% of pre-disability earnings, up to $1500 per week
  • Cost: $0.21 per $10 of covered benefit (max monthly cost of $31.50)

Voluntary STD option

Employees can opt-in to this coverage once at the time of hire. Only employees working 30+ hours per week are eligible to sign up for this benefit.

  • Waiting period: 7 days
  • Coverage: 50% of pre-disability earnings, up to $1000 per week
  • Cost: $0.311 per $10 of covered benefit (max monthly cost of $31.10)

To learn more, download our one sheeter on Short-term disability insurance, check out our help content on ancillary benefits or reach out by emailing us at support@justworks.com or giving us a call at 1-888-534-1711.

Short-term Disability Benefits

Justworks currently partners with MetLife to short-term disability insurance. Short-term disability insurance can help replace part of your team members' income in the event of illness or disability.

Justworks offers two types of STD policies: Employer paid (noncontributory STD) and employee paid (voluntary STD). Employees can only have one type of policy. You can choose from a menu of options on the side.

Noncontributory STD options

There are two options for employer paid policies. If you offer one of these benefits, it will be automatically extended to all employees working 30+ hours per week.

Option 1:

  • Waiting period: 7 days
  • Coverage: 50% of pre-disability earnings, up to $1000 per week
  • Cost: $0.20 per $10 of covered benefit (max monthly cost of $20.50)

Option 2:

  • Waiting period: 7 days
  • Coverage: 60% of pre-disability earnings, up to $1500 per week
  • Cost: $0.21 per $10 of covered benefit (max monthly cost of $31.50)

Voluntary STD option

Employees can opt-in to this coverage once at the time of hire. Only employees working 30+ hours per week are eligible to sign up for this benefit.

  • Waiting period: 7 days
  • Coverage: 50% of pre-disability earnings, up to $1000 per week
  • Cost: $0.311 per $10 of covered benefit (max monthly cost of $31.10)

To learn more, download our one sheeter on Short-term disability insurance, check out our help content on ancillary benefits or reach out by emailing us at support@justworks.com or giving us a call at 1-888-534-1711.